Moving to UK from Canada – A Returning Guide
Are you considering a move back to the UK from Canada? If so, you’re not alone.
Many who once embraced the adventure of living in Canada are now finding themselves drawn back to the familiar comforts of home.
The UK has undergone significant transformations in recent years, especially in the wake of the global challenges we’ve all faced.
These changes have prompted many to reassess what they truly need in a place to call home.
Returning to the UK offers a unique opportunity to reconnect with loved ones, rediscover cherished traditions (there’s nothing quite like a cup of tea on a dreary British morning), and settle into a lifestyle that aligns with your current needs and aspirations.
Whether it’s the beauty of the British countryside, the vibrancy of life in a big city, or the desire to be closer to family, there are countless compelling reasons to make the move.
However, relocating is never without its challenges.
The landscape of moving has evolved, and it’s crucial to be well-prepared for the journey ahead.
This guide is designed to help you navigate the complexities of moving from Canada to the UK, ensuring a smooth and efficient moving process.
From the logistics of actually moving to settling in, we’re here to provide you with the essential information and support you need to make your move home as easy as possible.
Welcome back to the UK – your new chapter awaits!
Applying for Visas
There are a choice of visa options to explore when returning to the UK.
Before packing up your life in Canada to move back to the UK, you must check your eligibility to live there.
Navigating the UK visa process can be complex and sometimes expensive, but depending on your circumstances, there are several pathways.
If you have British family, an ancestry visa might be your best option.
This option offers a fairly simple route to permanent settlement in the UK.
There are still viable alternatives for those who don’t qualify for an ancestry visa or hold a British passport.
If you’re Canadian with a British partner, you may be eligible to move to the UK under a partner visa.
As a Canadian citizen, you’re classified as a ‘non-visa national,’ meaning you don’t need to apply for a visa before visiting the UK, unless you plan to marry or undergo long-term medical treatment there.
Typically, Canadian visitors are granted up to six months to stay in the UK, allowing them to engage in various activities permitted under visitor status.
This grace period could also give you the time required to look into what long-term visa is the best option for you whilst still getting a taste for life in the UK!
Before making any decisions, it’s wise to explore all visa options and ensure you have the right to live in the UK – here are some of the top routes you can take:
UK Ancestry Visa
If you have family ties to the UK, the Ancestry visa is one of the most accessible ways to secure residency.
It’s a popular option, offering the chance to reconnect with your British roots while establishing your life in the UK.
With an Ancestry visa, you can live and work in the UK for up to five years.
During this time, you’re free to come and go as you please.
Once the five years are up, you can apply for indefinite leave to remain, paving the way for full British citizenship.
Who Qualifies for a UK Ancestry Visa?
To apply, you must be a Commonwealth citizen and able to prove that one of your grandparents was born in:
- The UK, Channel Islands, or Isle of Man
- What is now Ireland, provided they were born before 31 March 1922
- On a UK-registered ship or aircraft
You also need to meet the following requirements:
- You must be at least 17 years old with no upper age limit.
- You intend to work in the UK and are capable of doing so.
- You can financially support yourself and any dependents without public funds.
Additionally, you can still claim ancestry if either you or your parent was adopted. However, step-parent relationships do not count.
Youth Mobility Scheme Visa
The Youth Mobility Scheme visa is a fantastic opportunity for young adults from Canada and other eligible countries to experience life in the UK.
Aimed at those aged 18 to 30, this visa allows you to live, work, and travel in the UK for up to two years without the need for a job offer or employer sponsorship!
Often referred to as the UK working holiday visa, it’s an ideal way to gain international work experience while exploring the UK and can give you a real sense of whether you want to move here long-term.
Eligibility for the Youth Mobility Scheme Visa
Canada is one of the qualifying countries, but you’ll also need to meet the following requirements:
- You must be aged between 18 and 30
- Have £2,530 of savings.
You won’t be eligible for this visa if:
- You have children under 18 who live with you
- You are financially responsible for children
- You’ve already been in the UK on this scheme
UK Partner (Spouse) Visa
If you are married to or in a committed relationship with a British citizen or someone with settled status, you can apply for a UK Partner visa, often referred to as a spouse visa.
To be eligible, you will need to demonstrate that your relationship is genuine and meets the UK’s specific requirements.
Eligibility Criteria for a Spouse Visa
To apply for a UK Partner visa, you and your partner must:
- Both be over the age of 18
- Have met in person (not just online)
- Be legally married or have been living together in a relationship for at least two years when you apply
- Be engaged and planning to marry or enter into a civil partnership within six months of arriving in the UK
- Intend to live together permanently
Additionally, you must meet the financial requirement, which involves the British partner earning at least £18,600 a year or having combined savings of £62,500.
These amounts can vary depending on the number of dependants included in the application.
The UK Partner visa offers a reliable way to join your partner in the UK, provided you meet the necessary relationship and financial requirements.
UK Skilled Worker Visa
The UK operates a points-based system for Skilled Worker visas, where you need at least 70 points to qualify. The first 50 points come from the essentials: having a job offer from a licensed sponsor at a certain skill level and proving your English language ability. You can gain the remaining 20 points by meeting salary requirements, holding a PhD in your field, or if your job is listed on the skill shortage list.
Eligibility for a Skilled Worker Visa
To apply, you must:
- Work for a UK employer approved by the Home Office
- Have a “certificate of sponsorship” from your employer detailing the role you’ve been offered
- Be in a job that appears on the list of eligible occupations
- Earn a minimum salary, which varies based on your specific role
If you are concerned that none of these visas apply to you don’t fret!
There are a host of other great options available – we would recommend getting in touch with a Visa agent who will know exactly which route is best for your specific case.
Cost of Buying a Home in the UK
Make sure you are up to date with the latest trends in the housing market before moving, things have changed a lot in recent years.
As you prepare to return to the UK, it’s important to be aware that the property market may have shifted since you left.
Property prices increased in the 12 months to June 2024, and the average cost of a home in the UK currently stands at £288,000, according to the latest ONS figures.
This figure is likely higher than you remember, so you must do your homework before making property decisions.
If you own a home in Canada, selling it before your move can provide you with the financial flexibility to start fresh in the UK.
This will allow you to jump straight into the market upon your return, giving you the chance to find your ideal home without unnecessary delays.
Fortunately, several excellent resources are available to help you understand what’s happening in the housing sector.
Websites like Zoopla and Rightmove offer up-to-date listings and insights into property values nationwide. These tools can give you a sense of the market trends in your desired area, helping you make informed decisions.
With interest rates projected to fall throughout the remainder of 2024, we may see further fluctuations in property prices.
Staying informed about these changes will be vital as you plan your move back to the UK.
This will ensure you can secure the best possible deal when purchasing your new home!
What is the Cost of Living in the UK?
The cost of living in the UK is very region-based, however, some areas may be more expensive than what you are used to in Canada.
The cost of living in the UK can be a significant adjustment for those returning from abroad, particularly when arriving back from Canada.
Rising expenses in daily life across the UK have prompted many to examine their finances more closely.
This means that before moving back, preparing and planning for these higher costs is more important than ever.
Living costs in the UK vary widely depending on the region; generally, the further north you go, the more affordable things become.
These regional variations could make a huge difference when deciding where to settle – although you most likely already have an idea of where you want to live.
For example, London is notoriously expensive, especially compared to cities like Toronto.
According to Numbeo, living in London would cost around £6,800 per month, and maintaining the same standard of living would cost £5,102 in Toronto.
In some cases, the cost of renting also highlights this disparity, with rental prices in Toronto being nearly 43% cheaper than in London!
Although living costs are rising, it’s worth noting that wages in the UK can also be higher than you may now be used to in Canada, again region-dependent.
It is a bit of a swing-and-roundabout situation with various different factors to keep in mind.
While you might face higher expenses, your earning potential could offset some of these costs.
However, it is still advisable to ensure that your financial situation aligns with the cost of living in your chosen area before you begin the relocation process.
For a clearer picture of what to expect, tools like Numbeo can provide valuable insights into the cost of living in different parts of the UK, helping you plan accordingly for your return.
Alternatively, you can give our cost of living in Canada vs UK guide a read – where we explore everything from housing prices to the cost of transportation!
Driving in the UK
Switching to a UK driving license is fairly easy.
When returning to the UK from Canada, sorting out your driving situation should be a priority!
If you hold a Canadian driver’s license, you can use it in the UK for up to 12 months after arrival.
This grace period allows you to settle in back home without the hassle of arranging a UK license immediately.
However, if you plan to stay long-term, you must exchange your Canadian license for a UK one.
A valid UK driver’s license is necessary for legal driving and is a valuable form of identification that will come in handy with a number of different things.
You must contact the DVLA (Driver and Vehicle Licensing Agency) to re-apply for a license.
The process is straightforward, and the good news is that Canadian license holders don’t need to retake a driving test to obtain a UK license.
This applies to those with permanent residency, and you can exchange anytime within five years of becoming a UK resident again – so don’t feel too rushed!
While you have some time to make the switch, it’s wise to handle this sooner rather than later.
We are sure you remember but here’s a friendly reminder, the UK has a unique driving culture!
Getting comfortable driving on the left side of the road again is essential for your safety and confidence so be careful when getting back on the road.
You will have the option of using either the NHS or private healthcare when in the UK.
One of the most significant advantages of moving home is gaining access to the National Health Service (NHS) and at least one part of your move that you will remember well.
The NHS provides comprehensive healthcare that is free at the point of use for all UK residents.
It is funded through taxation and a health surcharge that is paid when you apply for your visa.
This surcharge ensures that you have full access to NHS services from the moment you arrive, eliminating the need to arrange private health insurance unless you choose to do so.
However, it’s worth noting that since COVID-19, while the NHS offers excellent care, it can sometimes involve longer wait times for non-emergency treatments, which can be extremely frustrating.
Because of this, some returning ex-pats opt to purchase private health insurance to supplement their NHS coverage.
Private insurance can provide faster access to specialists, elective surgeries, and treatments, giving you peace of mind and added flexibility.
If you decide that private health insurance is right for you, many options are available.
Companies like Bupa and AXA offer a range of plans tailored to different needs and budgets.
This allows you to choose a policy that best suits your healthcare priorities.
Ultimately, whether you stick with the NHS or opt for private insurance, the UK’s healthcare system is designed to ensure you have access to the care you need when you need it.
As you settle back into life in the UK, take the time to explore your options and choose the healthcare path that best meets your needs.
Bringing Pets Home
Make sure you follow the travel guidelines for your pets to avoid any issues.
Bringing your pet from Canada to the UK involves a few key steps to ensure a smooth and stress-free journey, follow our guidelines will help to ensure you avoid any delays or potential problems.
Whether your furry friend originally hails from the UK or was adopted abroad, you’ll need to meet specific requirements before they can accompany you across the pond.
To bring your pet to the UK, ensure they have a valid microchip, an up-to-date pet passport or health certificate, and proof of rabies vaccination.
Additionally, if you’re travelling with a dog, it’s essential that they receive tapeworm treatment between 24 and 120 hours before entering the UK!
Failing to meet any of these criteria can result in your pet being quarantined for up to four months in a government-approved facility – this is the last thing you want when trying to settle into your new home.
This quarantine is mandatory to protect against the spread of disease, but it can be a stressful experience for both you and your pet.
Planning and double-checking all requirements can save you the hassle and considerable distress for your pet.
The official UK government guidelines for importing pets are helpful and offer more detailed information on the requirements to ensure a smooth relocation for your pet.
Banking in the UK
Setting up a UK bank account is an essential step when moving back.
Managing your finances is a crucial part of any move and is especially important when you are travelling between countries.
Setting up your financial life in a country you have not lived in for some time might seem daunting, but with the proper preparation, it can be a fairly straightforward process.
One of the first things you’ll need to do is open a UK bank account.
This will be essential for managing everyday expenses, receiving income, and setting up direct debits for bills.
If you’ve lived in the UK before, you might already be familiar with the process, but it’s always worth refreshing your knowledge and exploring the best options available right now.
Remember your tax obligations – HM Revenue & Customs (HMRC) will be your point of contact for all things tax-related.
Understanding how the UK tax system works is essential, especially if you receive income from multiple sources or are self-employed.
Additionally, take some time to review your pension arrangements.
Whether transferring a Canadian pension or starting fresh in the UK, ensuring you’re set up correctly will help secure your financial future and can help you avoid any pitfalls further down the road.
While the financial landscape in the UK won’t be drastically different, a few key preparations will ensure a seamless transition, ensuring you’re ready for this exciting new chapter!
Shipping Your Belongings Home
Shipping Your Belongings Home is easy with White & Company.
One of the first decisions you’ll need to make when you are moving back to the UK is what to bring with you.
Many people choose to ship all their belongings, and if that’s your plan, finding a reliable international moving company is a huge consideration.
With countless options available, it can be challenging to select the right mover.
To narrow down your choices, look for companies affiliated with organisations like FIDI, BAR, and Omni. Membership in these groups ensures adherence to the highest industry standards.
For a seamless experience, consider working with White & Company, a trusted UK-based firm with a vast network of global partners and founder members of the BAR.
We can connect you with reliable movers in Canada who will take care of every aspect of relocating your personal effects, including assisting with the necessary documentation for importing your belongings into the UK.
To help you, FIDI has further information regarding the legal requirements and customs regulations for importing household effects.
Proper preparation and choosing the right professionals will make your move as stress-free as possible.
Moving to UK from Canada with White & Company
White & Company has built a stellar reputation as a top choice for international removals, with over 150 years of experience in relocating people worldwide.
As proud BAR, FIDI, and OMNI members, we offer expert packing and preparation services across the UK, ensuring your belongings are safely transported.
We can also provide you with short- or long-term storage for your effects should you need it.
Ready to start the process of moving to UK from Canada?
Reach out to us today for personalised assistance.
Perhaps you are considering a move away from the UK – if Canada is on your radar be sure to check out our complete guide to moving to the country!
You can call us directly, fill out a quick quote form, or chat with our online bot for immediate support. Learn more about our services here.
We have depots strategically placed all over the UK, so there is sure to be one close to your prospective new home.
Welcome Back!
Max is a seasoned writer and blogger in the real estate and home moving sectors, as well as a knowledgeable source of information for expatriates living and working abroad. His detailed insights have helped thousands of people move and live abroad with greater simplicity and ease.
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