Moving to UK from Canada – A Returning Guide
Are you thinking of moving to UK from Canada?
Perhaps you are an expat who has been feeling the pull of home after years in the Great White North?
You’re not alone.
Increasing numbers of expats are swapping snow-covered peaks for the rolling hills of the UK, choosing to return to familiar roots and a lifestyle that better suits their current situation.
Much has changed in the UK in recent years. From shifts in the job market to revamped infrastructure and evolving communities, the country has quietly reinvented itself.
For many, these changes bring new opportunities and a more profound sense of connection to “home.”
Whether you’re craving those early morning strolls through green parks, the buzz of a bustling high street, or just a decent cuppa on a rainy afternoon, returning to the UK can feel both comforting and exciting.
It’s a chance to reconnect with family, rediscover local gems, and embrace a pace of life that suits your current priorities.
Of course, moving back isn’t without its hurdles.
International relocations involve layers of logistics, paperwork, and planning. But don’t worry—this guide is designed to walk you through every step of the process.
From packing up in Canada to settling into your new UK life, we’ve got everything you need to make your homecoming as smooth as possible.
Let’s get you ready for the next chapter and, welcome back!
Sorting Out Your UK Visas
You will need to ensure you have the correct paperwork when moving to the UK.
Before booking your one-way ticket from Canada to the UK, you must ensure you have the right to live and work there.
Although returning “home” might feel straightforward, the UK’s visa requirements can be surprisingly complex and costly, depending on your personal circumstances.
Fortunately, there are several visa routes available, with the following being the most common:
If you have British ancestry, you could be eligible for the UK Ancestry visa, a popular option offering a relatively smooth residency path. It allows you to live and work in the UK for up to five years, with the chance to apply for Indefinite Leave to Remain (ILR) at the end.
Canadians with British partners may also qualify under the Family Visa route. This is ideal if you’re in a committed relationship with a UK citizen or permanent resident and plan to build your life together in Britain.
If you’ve secured a job in the UK, the Skilled Worker visa could be your ticket.
This visa is part of the UK’s points-based immigration system.
To qualify, you’ll need 70 points earned through a confirmed job offer from a licensed sponsor, meeting salary thresholds, and proving your English proficiency.
To apply, you’ll need:
- A job offer from a UK employer approved by the Home Office
- A certificate of sponsorship outlining your role
- A job on the list of eligible occupations
- A minimum salary that meets the visa’s criteria (this varies by profession)
If your role is on the Shortage Occupation List, you might benefit from lower salary requirements and reduced fees. Learn more here.
And if none of the primary visa routes seem quite right, don’t worry because there are plenty of alternatives.
It’s worth speaking with a qualified immigration adviser who can guide you to the best fit for your circumstances. You can find one via the Office of the Immigration Services Commissioner (OISC)
As a Canadian, you’re considered a non-visa national, meaning you can typically visit the UK for up to six months without a visa, useful if you want to scope things out before committing.
Before making any firm decisions, take time to explore all your visa routes on the official UK government website. A little research now can save a lot of hassle later.
Buying a Home in Today’s UK Property Market
Things may have changed since you were last a property owner in the UK.
If it’s been a while since you last navigated the UK housing market, prepare for a few surprises.
As of early 2025, the average UK house price is now around £269,000, according to the Office for National Statistics (ONS) – a noticeable jump from just a few years ago.
While prices rose steadily through mid-2024, the market shows signs of softening thanks to anticipated interest rate cuts and cautious buyer sentiment. Still, it’s vital to do your research before diving in.
If you own property in Canada, selling up before your return could give you a financial edge, letting you act quickly when the right UK property comes along.
Whether you’re eyeing a countryside cottage or a flat in a bustling city, having your funds ready puts you in a strong position to compete.
Popular online platforms such as Zoopla and Rightmove are invaluable for assessing current listings, house price trends, and regional market variations.
As the landscape continues to shift, staying informed will help you time your purchase wisely and secure a home that fits your lifestyle and budget.
What’s the Cost of Living in the UK in 2025?
The cost of living in the UK has risen in recent years.
Be prepared, the cost of living will almost certainly be higher than you remember.
From energy bills to groceries, everyday expenses across the UK have risen in recent years, and it’s key to adjust your budget accordingly.
The impact on your wallet will vary based on where you settle. Living in London remains the priciest option as of March 2025, average monthly living costs (excluding rent) are estimated at £1,200 per person.
Meanwhile, rent for a one-bedroom city centre apartment can exceed £2,300.
Comparatively, cities like Manchester, Leeds, and Glasgow offer far more affordable lifestyles.
Use Numbeo to explore current cost comparisons across regions.
Interestingly, while Toronto has seen a drop in rental prices, living in London is now estimated to be around 33% more expensive than Toronto overall, particularly in housing, childcare, and transport.
That said, wages in the UK have seen moderate growth, especially in sectors like tech, healthcare, and education. Depending on your field, your earning potential might help balance some rising costs.
It’s worth checking out our detailed Cost of Living in Canada vs the UK guide for a breakdown of current prices or use online tools like Numbeo to help you plan and budget more confidently before your move.
Healthcare in the UK – Returning to the NHS System
Make sure you are registered with the NHS when returning to the UK.
One of the most significant benefits of returning to the UK is regaining access to the National Health Service (NHS), a familiar and trusted part of British life.
Funded through general taxation and the immigration health surcharge, the NHS offers a wide range of services that are free at the point of use for all permanent residents.
For returning expats, this means you can access GP services, emergency care, and hospital treatment from the moment you’re back, no private policy required.
It is a good idea to familiarise yourself and learn more about NHS eligibility before your return.
That said, the system is still under pressure after COVID-19. While emergency care remains robust, wait times for non-urgent referrals and treatments can be long.
As a result, some returnees opt to take out private health insurance for added speed and flexibility.
Providers such as Bupa and AXA Health offer a range of packages that can fast-track access to specialists, elective procedures, and private hospital stays.
Ultimately, the NHS remains a reliable safety net, but private cover can give you more control over your care.
Knowing your options ahead of time will help you settle in with confidence, whichever route you choose.
Hitting the Road Again: Driving Legally in the UK
Make sure your UK drivers license is up to date.
Your driving status is one of the first practical things to sort out when returning from Canada.
Suppose you hold a valid Canadian driver’s licence. In that case, you’re in luck because you can legally drive in the UK for up to 12 months after your arrival, giving you time to settle in without immediate paperwork pressure.
However, if you plan to stay long-term, you’ll need to exchange your Canadian licence for a UK one.
The Driver and Vehicle Licensing Agency (DVLA) manages the process and is refreshingly straightforward.
Better yet, Canadian licence holders aren’t required to retake a driving test to make the switch.
You can begin the exchange at any time within five years of becoming a UK resident again.
Holding a UK licence isn’t just about staying road-legal, it’s also become a useful form of ID for everyday tasks like setting up a bank account or renting a home.
Of course, readjusting to driving on the left may take some time.
Be extra cautious in your early days behind the wheel, especially at roundabouts and junctions.
Getting back into the UK driving mindset early will make your return smoother and safer from the start.
You will be driving like a pro in no time at all!
How to Relocate Your Pet from Canada to the UK
There are strict rules when it comes to bringing pets to the UK.
For most of us, leaving behind our beloved pets is out of the question.
However, relocating your pet from Canada to the UK requires careful planning. With the right preparation, your furry companion can make the journey safely and smoothly.
Whether your pet originally came from the UK or was adopted during your time abroad, you must follow a specific set of entry rules to avoid delays or complications upon arrival.
Your pet must be microchipped and have either a valid animal health certificate (AHC) or an EU pet passport (issued in a listed country). A rabies vaccination is mandatory and must be administered at least 21 days before travel.
There’s an added requirement for dogs: they must be treated for tapeworm between 24 and 120 hours before arriving in the UK.
Missing any of these steps could result in your pet being placed into quarantine for up to four months in a designated facility. Not only can this be costly, but it’s also a stressful experience for both you and your pet – especially during the upheaval of an international move.
It’s crucial to check the most up-to-date regulations to avoid any surprises. Fortunately, the UK government provides a detailed guide.
Taking the time to get everything right in advance ensures your beloved pet can start its new life in the UK right alongside you—with no hiccups or hold-ups.
Getting Your Finances in Order: Banking, Taxes & Pensions in the UK
Ensuring your finances are in order is essential.
Navigating your finances after relocating from Canada to the UK might feel like a big task, but with some groundwork, you’ll find it all very manageable.
A top priority will be setting up a UK bank account, something you’ll need for everyday spending, receiving wages, and organising things like rent or utilities.
Even if you’ve lived in the UK before, banking services may have changed, so it’s worth comparing current offerings across major providers such as Lloyds Bank, Barclays, or Monzo, especially if you’re looking for digital-first options.
Tax is another essential consideration. Whether you’re employed, self-employed, or receiving income from abroad, it’s crucial to get familiar with the current tax system.
Your go-to source will be HM Revenue & Customs (HMRC), where you can register for self-assessment, update your residency status, and find advice tailored to your circumstances.
Don’t forget to check your pension status too.
If you’re considering moving a Canadian pension across or planning for retirement in the UK, speak to a financial adviser and visit The Pension Service to explore your options.
Sorting these details early means fewer headaches later—and more time to enjoy your return to British life.
Using a Foreign Exchange Company when You Return
Finding a smart, cost-effective way to send funds home is essential.
Many people choose to transfer money using a high-street bank; however, it is not the best or most cost-effective method.
When transferring large sums of money, perhaps to buy property or manage ongoing expenses, securing the most favourable exchange rate becomes a top priority.
Banks tend to charge higher fees and often provide less competitive exchange rates, meaning you could lose a significant amount on larger transactions.
A more efficient solution is to use a specialist foreign exchange (FX) provider. These companies typically offer:
- Stronger exchange rates than traditional banks
- Minimal or zero transfer fees
- Quicker transfer times
- The option to lock in favourable rates in advance
White & Company has partnered exclusively with Currencies Direct, offering clients access to competitive exchange rates and the potential for substantial savings on international transfers.
To discover how much you could save on money transfers from Canada, visit Currencies Direct.
Choosing an FX specialist over a bank can help protect your finances and make your move to Canada as cost-efficient as possible.
Bringing Your Personal Belongings Home
One of the first big choices you’ll face when returning to the UK is what to bring back with you.
For many, shipping everything is the easiest way to settle straight into life back home, but choosing the right international removal company is key.
With so many firms out there, narrowing it down can feel overwhelming. A good starting point is to look for movers who are members of respected industry bodies like FIDI, BAR, and Omni.
These organisations hold companies to the highest professional standards, offering reassurance that your belongings are well cared for.
For peace of mind, consider White & Company, a UK-based expert in international relocations and a founder member of the British Association of Removers (BAR).
Thanks to their global partnerships, they can arrange for trusted movers in Canada to manage your shipment home, including all the paperwork involved in bringing goods into the UK.
Getting organised early and choosing experienced professionals can make your move home a smooth and stress-free experience.
Your Trusted Partner for Moving to UK from Canada
Return to the UK with White & Company.
At White & Company, we’ve been helping people move across the globe for over 150 years, and we know exactly what it takes to make an international move go smoothly.
Whether you’re relocating from Canada to the UK or planning the journey in reverse, our team is here to help every step of the way.
From expert packing and secure transport to offering flexible short- and long-term storage, we tailor our services to suit your needs.
Getting started is easy; just give us a call, fill out our quick quote form, or chat with our online assistant for immediate help. With depots located across the UK, we’re always close by to support your move.
Wherever you’re headed, or coming home from White & Company is ready to make your move seamless. Welcome back!
Max is a seasoned writer and blogger in the real estate and home moving sectors, as well as a knowledgeable source of information for expatriates living and working abroad. His detailed insights have helped thousands of people move and live abroad with greater simplicity and ease.
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